A quick way to raise a loan is to release capital locked within your property without the need for a lengthy re-mortgage. Over the past 15 years house prices have steadily increased which has resulted in homeowner loans becoming more popular.

A Secured Loan does not affect your mortgage and you have the option of taking it over any period from 5 to 30 years. You can therefore pay it back quickly or keep it running for the same time as your mortgage and treat it as an extension to your current mortgage payments.

Generally Secured Loans will have cheaper interest rates than unsecured loans due to the security that the lender has on lending the loan. You are also more likely to be approved a Secured Loan than an Unsecured Loan as the criteria is normally a lot less strict and you can borrow a lot more with a Secured Loan. Unsecured Loans generally allow you to borrow up to £25,000 but with a Secured Loan you could potentially borrow up to £250,000.

Self Serve Loans are one of the largest loan brokers in the UK; they have access to a wide panel of lenders and have exclusive deals with some of them.

All of their loans are exclusive to homeowners and can be used for almost any purpose including:

• Debt consolidation

• Home improvements

• Wedding costs

• Major purchases

The online process is easy to use and has some real benefits for our customers:

• You'll see accurate loan offers based on your individual circumstances and credit history

• You can see the loans you qualify for before you apply

• Because searching online is cheaper for us...it's cheaper for you!

 Find out more about Self Serve Loans